For first-time and seasoned buyers

Crunch the numbers before you sign anything.

Friendly, no-nonsense calculators that show you what a home really costs — from monthly payments to closing day to the moment you sell.

Pick a tool

Each calculator is designed to be quick to use — no signup, no email, just answers.

Buying or selling? Start with the basics.

Know your monthly comfort zone

Most lenders cap total housing costs at ~28% of gross monthly income. Aim lower if you can.

Budget for closing costs

Buyers typically pay 2–5% of the home price at closing. It adds up fast — plan ahead.

Down payment ≠ all you need

You'll also need cash reserves, moving costs, and an emergency buffer for repairs.

Selling? Commissions are negotiable

Agent fees usually run 5–6% combined, but rates vary. Don't be afraid to ask.